What to Do When You Inherit a House You Do Not Want in Massachusetts

Inherited a house in Massachusetts you do not want? Learn your options, probate basics, key disclosures, and how to sell as is with less stress and delay.

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We’ll buy your property for cash.

You got the call, then you got the keys. Now you have a house you did not ask for, plus a list of problems that seem to multiply every time you unlock the front door. Maybe the place is full of furniture. Maybe it needs a roof. Maybe it sits two towns away from where you live, or two states away. Maybe your family agrees on nothing except that everyone wants it solved.

If you want out, you can get out. You just need to take the right steps in the right order, because inherited property comes with rules. Some are legal. Some are financial. Some are family politics wearing a legal costume.

This guide walks you through the practical path in Massachusetts, including probate basics, the common tripwires, and how to sell an inherited house as is when you do not want to fix it up.

Start with one question: who has the legal right to act?

Before you clean, list, or even start negotiating with a buyer, you need to know who has authority to sign.

In Massachusetts, that person is usually called the personal representative. People also say executor when there is a will. If you are an heir but you are not the personal representative, you may have opinions, but you do not have signing power.

Here is what to look for right away:

  • A will that names an executor

  • A trust that already holds the home (often avoids probate for the house)

  • How title is held, like joint tenancy or tenancy by the entirety, which can change what happens next

  • Any liens, like a mortgage, HELOC, or unpaid taxes

  • Whether the home is occupied, by a relative, tenant, or someone who “just needs a few weeks” that turns into a few seasons

If you do not know the title situation, pull the latest deed from the county registry site or ask a local title company to help you confirm what you are dealing with.

Understand the probate reality in Massachusetts, without the drama

If the house is in the decedent’s name alone and not in a trust, probate often becomes part of the process. Probate is the court supervised process that confirms who can act, who inherits, and how debts get handled.

Massachusetts has different tracks, but two ideas matter most:

  1. Small estate shortcuts do not usually help if there is real estate.
    Massachusetts has a simplified process for estates that are personal property only, with limits and timing rules. Under Massachusetts law, the “collection of personal property by affidavit” applies when the estate consists entirely of personal property and the value of that personal property (not counting one motor vehicle) does not exceed $25,000, and at least 30 days have passed since death, among other requirements.
    That is useful for bank accounts. It is not the solution for a house.

  2. Informal probate exists, but you still need to do it correctly.
    Massachusetts informal probate can be faster because it is administrative, but it still requires forms, notices, and clean paperwork.

If your goal is to sell the inherited house, probate is often the gate you walk through, not the thing you avoid at all costs.

Can you sell the house during probate?

Often, yes, but only when the right person is appointed and the sale is handled correctly.

Massachusetts law gives a personal representative broad authority, but real estate sales can require either clear authority in the will or a court issued license, depending on the situation. The statute that spells this out (including the conditions around selling real estate to a third party and when a license is required) is Massachusetts General Laws Chapter 190B, Section 3 715.

Here is the practical version:

  • If there is a will and it grants the personal representative the power to sell real estate, you may not need a separate license.

  • If there is no will, a license is often part of the path.

  • The Probate and Family Court has a specific petition form for a sale of real estate.

This is where families lose weeks. Someone wants to “just sell it,” but nobody has authority yet. Get the appointment moving early.

Your first 10 days with the property: boring moves that save you thousands

When you inherit a house you do not want, your best friend is preventing new problems. Old houses love fresh chaos.

Do these basics:

  • Secure the property: change exterior locks, confirm all windows latch, post no trespassing if needed.

  • Confirm insurance: a standard homeowner policy may not cover a vacant home the way you think it does. Call the carrier.

  • Stop water risks: set heat to a safe level, drain exterior hoses, winterize if needed.

  • Handle mail and packages: forward mail, stop deliveries, remove flyers.

  • Document condition: photos and a simple written inventory help if heirs disagree later.

Not glamorous, but it keeps the house from turning into a cash bonfire.

The family part: agree on a plan before you argue about money

If multiple heirs are involved, you can tank the whole process with one sloppy group text.

Have a short, structured conversation. Use three decisions:

  1. Do we sell or keep?

  2. If we sell, do we list or sell as is off market?

  3. Who handles decisions day to day? (Usually the personal representative, but you want clarity.)

If someone wants to keep the house, that can still work, but it becomes a buyout conversation, plus refinancing, plus timelines. If nobody wants to keep it, stop circling and move to a sale plan.

Two main sale paths in Massachusetts

You have two broad options when you inherit a house you do not want.

Option 1: List with an agent

This can get you top dollar in many cases, but only if the property can compete.

Listing usually means:

  • Cleanout and hauling

  • Some repairs, even if minor

  • Photos and showings

  • Buyer inspections and renegotiation

  • A longer timeline and more coordination

If the house is dated but solid, listing can work. If the house is a project, listing can still work, but expect buyers to ask for credits. Expect lenders to be picky if systems fail.

Option 2: Sell the inherited house as is

“As is” means you sell without making repairs and without doing the full retail makeover.

That does not mean you can hide problems. It means you price and structure the deal around the condition.

This path often fits when:

  • The house needs major work

  • You live far away

  • The estate needs cash to pay debts

  • You want speed and certainty more than you want the last dollar

For many families, the real value is not theoretical top price. It is a clean exit and a closing date they can count on.

Massachusetts disclosures you cannot ignore

Even in an as is sale, certain disclosures still apply. A few matter a lot for older Massachusetts homes.

Lead paint, especially for pre 1978 homes

If the home was built before 1978, Massachusetts and federal law require a Property Transfer Lead Paint Notification process, including providing the notification before signing the purchase and sale agreement and sharing known lead information and reports.

This is not optional. Old houses and lead paint go together like Dunkin and traffic.

Septic systems and Title 5

If the property is on septic, Massachusetts Title 5 rules often require an inspection at the time of transfer, with some exceptions.

If the system fails, that can become a major negotiation point. Know early, not two days before closing.

Taxes: the part nobody wants to talk about, but should

Two tax topics show up a lot with inherited houses: estate tax and capital gains.

Massachusetts estate tax threshold

Massachusetts has an estate tax, and recent law changes matter. For decedents dying on or after January 1, 2023, Massachusetts provides a credit that effectively eliminates Massachusetts estate tax for estates valued at $2 million or less, and reduces tax above that level.

This is not a “everyone pays it” situation, but it is also not rare in Massachusetts once real estate values enter the chat.

Capital gains and the stepped-up basis concept

Many heirs worry they will get crushed by capital gains tax when they sell. Often, the rules help more than people expect.

The IRS explains that your basis in inherited property is generally tied to the property’s value at the date of death, depending on the filing situation and valuations.

Practical takeaway: if you sell soon after inheriting and the sale price is close to the date of death value, capital gains may be limited. Still, talk to a tax pro. Do not wing this with vibes and a spreadsheet.

A clean, step-by-step plan to sell an inherited house you do not want

Here is the process that keeps things moving without creating fresh mistakes.

Step 1: Confirm authority and open the right probate lane

Get the will. Get the death certificate. File for appointment of the personal representative if needed. Informal probate can be faster if you qualify and your paperwork is clean.

Step 2: Confirm title, liens, and occupancy

You need to know what gets paid off at closing and who needs to move out before showings or a sale.

Step 3: Decide your sale path based on reality, not hope

Ask one blunt question: “If this house hit the market tomorrow, would a retail buyer fight for it, or flinch?”

Choose list versus as is based on condition, timeline, and family bandwidth.

Step 4: Handle compliance items early

Lead paint notification, septic questions, and any known issues should get addressed upfront, not at the last minute.

Step 5: Sell, then distribute proceeds correctly

The estate pays valid debts and expenses, then distributes to heirs based on the will or intestacy rules. This is where having the right professional help saves relationships.

The biggest mistakes people make with inherited houses

You can avoid most inherited property pain by skipping these greatest hits:

  • Starting cleanout before you have a plan, then burning out mid way

  • Letting one heir “store stuff there for now”, and losing control of the timeline

  • Listing before authority is clear, then scrambling when the buyer wants signatures

  • Ignoring septic and lead requirements, then getting blindsided in escrow

  • Fighting over price instead of net, when holding costs eat the difference

When selling as is makes the most sense

If you want the straight answer, here it is.

Selling as is makes the most sense when the property is older, tired, or both, and you want a predictable outcome. It is also the sane choice when your life is already full and the inherited house is not your new hobby.

That does not mean you accept a bad offer. It means you choose a process that fits the actual condition and your actual patience level.

If you inherited a Massachusetts house you do not want, the goal is simple: get authority, get clarity, choose a sale path, and close without turning the whole thing into a second job.

If you want, I can also turn this into a companion checklist post for the site, written as a one page “print and follow” guide that matches the way real sellers search, including keywords like “sell inherited house Massachusetts,” “probate house sale,” and “sell house as is.”